Who We Are
What We Do
We specialize in Asset Management, Private Wealth Management, and consistently deliver unique investment solutions to meet the needs of our clients.
Over the last 20 years, we have played a leading role in the development and growth of the Nigerian Non-Interest Finance indutry.
We manage 3 mutual funds listed on the Nigerian Exchange (NGX) and are co-developers of the NGX-Lotus Islamic Index, which tracks Shariah-compliant equities on the Nigerian Exchange.
Vision
To be the leading Islamic financial institution fostering inclusive and sustainable wealth creation.
Mission
To create and grow sustainable wealth the Halal way.
What Drives Us
To be the leading Islamic financial institution fostering inclusive and sustainable wealth creation.
Core Values
Professionalism
We prioritize public trust in our operations, as we are duty-bound to observe the tenets of high ethical conduct to uphold the values of shariah.
Integrity
At the core of our operations is the principle of accountability and transparency to our customers and shareholders.
Confidentiality
We are committed to providing all our customers with full confidentiality in their dealings with us as part of our responsibility to ethical finance partnerships.
Service Excellence
As part of our efforts to become one of Africa’s leading Islamic financial institutions we are focused on ensuring we continually provide top-notch products and services to our customers across all key sectors of business
Innovation
We want to stimulate real growth capital, improve financial inclusion, and deploy cutting-edge technology to provide our customers with convenient financial services experience, whilst being faith compliant.
Value Creation
As part of our efforts to become one of Africa’s leading Islamic financial institutions we are focused on ensuring we continually provide top-notch products and services to our customers across all key sectors of business
Investment Philosophy
Lotus Capital’s investment strategy is guided by Fiqh, the philosophy of Islamic law. The principle of Halal investing that guides Lotus’ approach means that our equity focus is on companies with low interest–bearing debt, a high percentage of core business earnings (non-interest) and good working capital efficiency among other criteria. We believe Shariah screening inherently filters for fundamentally strong companies that deliver superior long-term performance.
For fixed income investment, our philosophy focuses on domestic Shariah compliant debt contracts and Sukuk (non-interest bonds). Our concern for the sanctity of contracts ensures that we have visibility and in-depth understanding of all our exposures to fixed income structures and covenants.
This philosophy enhances our due diligence and transaction monitoring.